PAO DEBT MANAGEMENT ACCOUNTING LIMITED
平安債務管理會計事務所
PAO DEBT MANAGEMENT ACCOUNTING LIMITED
Ping An Debt Management Accounting Firm is composed of a professional team with more than 20 years of debt management experience .
We have successfully handled more than 100,000 cases in the past and have accumulated rich experience in various debt resolution solutions.
Case Sharing
Case A: Ms. Dai
Age: 54 Occupation: Public hospital nurse Monthly salary: $34,500
Case B: Alvin K
Age: 24 Occupation: Assistant at a large housing estate clubhouse Monthly salary: $17,800
Case C: Mr. Chen
Age: 28 Occupation: Civil Engineer Monthly Salary: $28,500
Ms. Dai lost many of her elders in the past two years. As the only child, she had to take on the responsibility of handling the aftermath. Due to poor financial management, she had limited cash reserves and eventually chose to cash out her credit card and borrow private loans. A few months later, she began to be unable to repay her loans. She learned about our services through an online advertisement. At first, Ms. Dai considered bankruptcy to end her debt, but was worried about affecting her work. With the advice of our senior debt analyst Caren and the assistance of our lawyer and accounting team, Ms. Dai successfully carried out debt relief within 21 working days, reducing her monthly payment from $27,000 to $14,680.
Alvin, a fresh graduate, quickly became a moonlighter in this city full of temptations. Due to overspending, his credit card was almost maxed out, with a minimum payment of $14,000. Together with the student loan, his monthly income was almost completely deducted. He applied for bank transfers many times but was rejected. Frustrated, he saw our post on social media and contacted us with a try mentality. After guidance and negotiation with the debt specialist, we helped Alvin successfully reach a balance transfer agreement, reducing the interest burden and making it easier to pay the repayments. He hopes to live a relaxed and happy life in the future.
Mr. Chen had been gambling for 10 years when he was 28 years old. His bets went from a few hundred dollars to tens of thousands of dollars. He could not help himself whether he won or lost. In order to raise money for gambling, he cashed out from banks and credit cards, and even borrowed from second-tier financial companies, and eventually fell into debt. One day, he saw our sign in our office building and walked in. After understanding his situation, we developed a low-interest debt repayment plan for him to help him clear his debts and improve his credit rating. After six months of hard work, Mr. Chen successfully got rid of his debts. As long as he stopped indulging in gambling, his life would be easier.
Case D: Ms. Zhang
Age: 38 Occupation: Restaurant owner Monthly salary: $20,000 - $80,000
Ms. Zhang’s small restaurant used to be prosperous, but the pandemic caused a sharp drop in revenue. In order to support her business, she applied for a SME loan, but was unable to repay it because her business did not grow. Finally, she found us through a friend’s introduction. With the help of our senior debt analyst, we successfully applied for a corporate loan for Ms. Zhang’s company to repay the high-interest personal loan, reducing her financial pressure and helping her to get back on her feet.
Case E: Mr. Cheng
Age: 44 Occupation: Engineer Monthly salary: $45,000
Mr. Cheng suffered heavy investment losses due to believing in false stock tips. In addition, he had to overdraw his credit card and borrow personal loans due to salary arrears at work, resulting in heavy interest burden. After learning about our DRP debt relief plan, Mr. Cheng decided to seek help. With our assistance, his monthly repayment amount was successfully reduced from $14,788 to $8,736, significantly reducing his high interest pressure and enabling him to regain control of his finances.
Case F: Mr. Ho
Age: 26 Occupation: Bank clerk Monthly salary: $15,200
Mr. Ho was overly addicted to video games and kept paying for them, which led to him spending more than he earned, maxing out his credit card, and becoming a frequent visitor to a financial company. This also affected his love life, and his girlfriend broke up with him. Realizing the seriousness of the problem, he decided to restructure his debts and improve his financial situation. Through the DRP debt relief plan, his monthly repayment amount was reduced from $8,780 to $4,984, allowing him to regain control of his finances and move towards a new beginning.
